The Importance of Dental Insurance Plans in America

dca-blog_dental-cov-in-amer-do-you-have-a-plan

Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Philadelphia, call Gentle Dental of Pennsylvania today at (215) 789-9675 or make an appointment.

Gentle Dental offers affordable family dentistry and gentle, compassionate dental care in Philadelphia. With 14 affiliated practices in the Greater Philadelphia area, our offices are conveniently located with extended hours to meet your needs. At Gentle Dental of Pennsylvania, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Gentle Dental of Pennsylvania.

Read What Our Patients Say
Patient Reviews
The dental hygienists, doctors, and staff are all very friendly and are helpful in calming my anxiety. When they are working on my teeth, they are gentle and understanding when I tell them I need a […]
Erin D.
Because service was great they made u comfortable no matter the circumstances u could ask questions regarding anything about what they were and about to do.
Racquel S.
good care
Richard P.
The explanation I received for the services I requested made sense to me.
Robert D.
Everyone is very friendly, knowledgeable and review everything to ensure understanding.
Tamara S.
This office is very clean and well kept. The staff is very friendly and polite. The doctor was very gentle and caring, best experience I ever had at a dentist
Lynette W.
Dr. Minatoli (if I am spelling correctly) is absolutely amazing. I had extreme dental pain from two cracked teeth and an abscess. Typically, an appointment is made for a later date after assessing […]
Kira W.
Pleasant staff, knowledgeable dentist. Very professional.
Debra R.
I had a great experience .Every one was very kind and gentle….just like the NAME.thanks!
Cecille B.
Thoroughness of the care provided. Friendly staff. Convenient location.
Katie T.
Always excellent service and takes time to explain things.
Warren H.
Geri is a great hygienist!
Amy K.
Staff is friendly and helpful. The doctor was professional and explained the treatment plan and costs up front.
Mary S.
Donna is personable and friendly. The dentist always explains things and makes me feel comfortable.
Deborah B.
Everyone is so nice,friendly and professional Dr.Fee,Kaneisha,Rudy and Tonah. They make you feel good even that you don’t.
Lisa R.
Nice and friendly staff Teeth cleaned and flossed well Doctors expertise as well as dental hygienist knowledge.
Dana S.
My husband and I have been going to Gentle Dental for several years. Everyone treats us well. They are such nice, professional people.
Rose F.
Staff was friendly, and the Dentist was gentle, fast and efficient. She did an excellent job.
Harry G.
Everybody was very friendly and it was very clean.
Monique P.
Mark Minetola and Michele Ferguson are two of the best dentists in this area by far ! I absolutely love my hygienist, she always does an amazing job. Judy Lees is an awesomely amazing assistant and […]
Lorrie R.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here