The Importance of Dental Insurance Plans in America

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Philadelphia, call Gentle Dental of Pennsylvania today at (215) 789-9675 or make an appointment.

Gentle Dental offers affordable family dentistry and gentle, compassionate dental care in Philadelphia. With 14 affiliated practices in the Greater Philadelphia area, our offices are conveniently located with extended hours to meet your needs. At Gentle Dental of Pennsylvania, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Gentle Dental of Pennsylvania.

Read What Our Patients Say
Patient Reviews
Had no problem getting an emergency appointment for my husband. Very satisfied with his treatment and care. Tara, the dental technician is gentle, informative and professional. And the service rep, […]
Kathleen R.
I recommended Gentle Dental to my friend. She is as happy with the staff and service as I am!!
Diana R.
My whole family: my husband, I and 3 kids are Dr. Finkelman and Vira’s (the office hygienist) patients for more than 2 years. We always receive great service and appreciate their attention and […]
Bogdanna U.
I have nothing bad to say about this place. Everyone was friendly and I felt completely comfortable. Haven’t gone to the dentist in awhile and the worse part was just the anticipation of […]
Similarity T.
Very professionally run office,my appointment was on time and the staff extremely helpful. I met Denise as I entered, she was so pleasant and courteous and a joy to talk with. Any fears of being in a […]
Neal M.
Once again, I had another pleasant experience! The staff is always nice and puts my dentist jitters at ease.
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Professional office, great tech (Anna) and of course, Dr. Machlus – the best!
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The wait time s very short and the hygienist and dentist spend the time to assess any problems and answer your questions. When I leave my mouth and teeth always feel as though they have been cleaned […]
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Friendly employees
Oraine T.
Good and quick service
Richard W.
Great office and staff. Had a filling replaced by Dr. Berman and was done in 15-20 mins
Tara J.
Mark Minetola and Michele Ferguson are two of the best dentists in this area by far ! I absolutely love my hygienist, she always does an amazing job. Judy Lees is an awesomely amazing assistant and […]
Lorrie R.
Professionalism, friendliness of the staff and the overall care from the dentist.
Dawn E.
I have a positive experience with Gentle Dental every time I visit! Thank you!
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Nice People
Bruce N.
Tara is great in doing her job.
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The service was great didn’t have a long wait time in the waiting area. The staff overall is very nice in the way they talk to you and look after you.
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We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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