The Importance of Dental Insurance Plans in America

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Philadelphia, call Gentle Dental of Pennsylvania today at (215) 789-9675 or make an appointment.

Gentle Dental offers affordable family dentistry and gentle, compassionate dental care in Philadelphia. With 14 affiliated practices in the Greater Philadelphia area, our offices are conveniently located with extended hours to meet your needs. At Gentle Dental of Pennsylvania, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Gentle Dental of Pennsylvania.

Read What Our Patients Say
Patient Reviews
Long time problem with a crown resolved!
Kimberly U.
I appreciate the timely manner to get appointments ad the concern everyone has for the patient.
Ruth M.
The staff at Gentle Dentle remember all my family individually, we have a daughter who is special needs-they were great with her! It’s exactly what a great dentist office should be.
Marie L.
Have always had a pleasant experience there. They keep you well-informed as to work being done and are respectful of people’s sensitivity pertaining to visiting the dentist.
Crystal S.
Friendly staff
Marteisha H.
Dentist and the staff always try to do there best to make you comfortable and concern about your questions
Ilham J.
I’ve been going to this office for many years . Service has always been exceptional! Dr finkelman is awesome!
Janice H.
All of the staff members were friendly, courteous and professional at the same time. They greetings were warm and they make you feel comfortable.
Ernest P.
I always have a good experience when I visit
Shaunta P.
Dr valentine is a very knowledgeable professional. I would recommend her to one and all.
Vincent G.
Been going there for over 30 years
Paula Y.
Dr Machlus is incredibly meticulous and thorough with his work. His kindness and patience is out of this world. I recommend all my friends and family to him !
Kye C.
Everyone was very nice and very professional, from Mary at the front desk to Helena the dental hygienist that treated me on this day.
Charles S.
PROMPT, PROFESSIONAL SERVICE ON SHORT NOTICE.
Scottie S.
Dr. Fergusen, Joanne, and the staff were patient, understanding to my needs, and professional. I would recommend anyone to them because they have great social skills.
Mark S.
The best dentist i have ever been to. They really care about you there like you are family.
Dylan N.
Everything was Great!!!
Paul O.
Tara and Dr Berman are the Best!
Matthew B.
Professionalism, friendliness of the staff and the overall care from the dentist.
Dawn E.
Everyone is very friendly, knowledgeable and review everything to ensure understanding.
Tamara S.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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